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Government contracting


On March 31, 2022, the SBA published an updated list of eligible industries for federal contracting set-asides for the Women-Owned Small Business Federal Contracting Program based on a recent study analyzing industry gaps for women-owned businesses. The study, commissioned by the SBA, showed that women-owned businesses are underrepresented or substantially underrepresented in the federal marketplace across hundreds more North American Industry Classification System industries. The updated list will support agencies in allocating set-asides for women-owned small business and economically disadvantaged women-owned small businesses across more industries, potentially resulting in hundreds of millions of dollars in additional set-aside opportunities for women entrepreneurs.

Learn more

Illustration of a laptop with text that includes, PPP Forgiveness Portal


Paycheck Protection Program borrowers: If your loan is $150,000 or less, you may be eligible to apply for direct forgiveness through SBA using our online portal. Follow the steps below.

  1. Find out if your lender is participating. 
  2. Watch a video about how to use the portal.
  3. Apply for forgiveness.

For additional information, visit the SBA website.

Text: Help businesses fully reopen. Get vaccinated. Find vaccines near you at Illustration: businesses on main street


Thanks to vaccines, small businesses across America have opened back up. Keep the momentum going by getting vaccinated. Find a vaccine provider near you

Learn more

U.S. Small Business Administration

Bank of America Access To Capital Directory

Bank of America just announced the launch of its "Access To Capital” directory. The directory features a searchable database that allows women seeking capital to sort potential funding options by type - including seed funding as well as grants and debt capital. Access the directory here

Magenta Edge

Magenta Edge (sponsored by T-Mobile) is a growing library of content for American small business owners with a focus on Black-Owned small businesses. Their website offers educational programming, original stories, and insights for entrepreneurs. Learn more here.

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A Valuable Resource


Small Business

Running a small business can be challenging in the best of times, but the pandemic has brought unique challenges that many small businesses hadn’t planned for, further complicating matters.  It’s more important than ever before for small business owners to take advantage of all the opportunities and resources available to them.

The US Small Business Administration (SBA), a federal agency, utilizes a resource partner network to deliver free one-on-one mentoring to small businesses across the country. SCORE, Counselors to America’s Small Business, is one of the SBA’s key resource partners offering personal assistance on a variety of business topics including: business planning, human resources, recordkeeping, financing, marketing and more. SCORE is an all-volunteer organization comprised of both retired and career-active individuals who give back to their communities by sharing their knowledge and expertise with local entrepreneurs. All counseling services are free and training sessions are either free or low-cost.

Maryland is fortunate to have a talented and dedicated team of SCORE mentors serving all counties in the state. There are four regional SCORE Chapters in Maryland offering a combination of in-person, virtual and phone counseling. Chapters are based in Baltimore, Frederick, Annapolis and Chestertown.

On October 1st, SCORE’s Mid-Shore Chapter serving Talbot, Caroline, Dorchester, Wicomico, Somerset and Worcester counties merged with the Southern Maryland Chapter that serves Anne Arundel, Calvert, Charles and St. Mary’s counties. By joining forces, the newly expanded Southern Maryland Chapter, based in Annapolis, Md., offers Eastern Shore entrepreneurs increased access to mentors and a broader range of experience to address the ever-increasing demands placed on both start-up and expanding small businesses and those impacted by the COVID-19 pandemic.

For more information about starting or operating a small business and to find a mentor near you, visit or To learn about COVID-19 relief options for small business, including the SBA’s Economic Injury Disaster Loan (EIDL), visit


About the U.S. Small Business Administration

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more visit

SBA Baltimore District Office

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Open for Business

During these uncertain times, we’re still here for you.

Whether you’re in need of financial assistance or

reworking your business plan, 

SBA has your back…because small business is our business.


Q & A with SBA Baltimore

Join us each day for a virtual "office hour."

Drop in online to speak with a SBA Baltimore District Office staff member and

ask your questions.  Learn how SBA’s counseling, training, financing &

government contracting programs can help you start, grow or recover your small business.

Visit our calendar of events for dates & times. 

Registration not required; just use the webinar link in the calendar listing to join us.


DISCLAIMER: All SBA programs and services are extended to the public on a nondiscriminatory basis. This website is provided as a public service. It is not an official U.S. government website and it may contain links to non-U.S. government information. Inclusion of such links does not constitute or imply an endorsement by SBA. SBA is not responsible for the content, accuracy, relevance, timeliness or completeness of linked information. Please use caution when considering a product, service or opinion offered by a linked website.

About the U.S. Small Business Administration

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more visit

SBA Baltimore District Office

LEDC Empowered Women International: EWI offers talented and creative women dynamic training programs with professional teachers, mentors and a supportive peer community where they can achieve their entrepreneurial dreams. We meet women where they are on the pathway to self-sufficiency and help them move forward.

CASH Campaign Free Tax Preparation: If you made $57,000 or less in 2020 you may qualify for free tax preparation! CASH and its partners are part of an IRS program to help prepare and electronically file your federal and state tax return for free. We check that you receive tax credits like the Earned Income Tax Credit, and help you get your refund fast with direct deposit.

MWMCA MBE/DBE/WBE Contracting Opportunities: MWMCA gathers bid opportunity information so you will know what governmental organizations and private companies are seeking participation on their contracts. The details listed include prebid meeting date/time, bid due date/time, detailed description, links, and contact information.

u s small business administration
Baltimore Emerging Leaders 2021

HomeLight, a prop-tech company revolutionizing the real estate industry, is proud to announce their partnership with the National Association of Real Estate Brokers, the largest and oldest minority professional real estate trade association in the United States. Through this partnership, they’ve created their very own Black Real Estate Agent Program, which focuses on providing financial and career support for aspiring Black real estate agents between the ages of18 and 25. The program’s goal is to increase the number of top-producing Black real estate agents by eliminating barriers to entering the field! 

We encourage members to spread the word about the program and application to aspiring agents in your communities. If you’re interested in learning more, you can find additional information here:


·  COVID-19 Economic Injury Disaster Loan Application - The Small Business Administration (SBA) provides low-interest Economic Injury Disaster Loans to help businesses during COVID. Apply directly through the SBA here.


·  Halstead Grant  - is an annual award for emerging silver jewelry artists. Applicants submit answers to 15 business questions in addition to their design portfolios. The grand prize is a $7,500 cash grant plus other benefits. The deadline is August 1st each year. Learn more here.

Has Your Business Been Impacted by COVID-19?

Women’s Business Centers (WBCs) provides COVID-19 impacted businesses with resources to provide educationtraining, and business advising to small businesses that have experienced supply chain disruptionsstaffing challengesa decrease in gross receipts or customers, or a closure as a result of COVID-19. 

Sign up Today for a FREE Business Advisor

The Baltimore Metropolitan Womens Business Center provides business advisory services for businesses located in Baltimore City, Baltimore, Howard, Frederick, Carroll, and Harford counties.

Our Business Advisors specialize in Branding, Digital Marketing, Business Development, Talent Management (Human Resources/Hiring), Sales and Minority Business Certification/Business Licenses.

  1. Visit the Baltimore Metropoliltan Womens Business Center website - Click Here
  2. Click on the ADVISORY SERVICES Link
  3. Click on the GET STARTED link and you will be directed to the sign up page to register for a business advisor.

Follow the Baltimore Metropolitan Womens Business Center on Facebook and Instagram for business events and business resources.

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Department of Treasury

Read more about the current process for qualifying for loans and grants from the Federal programs.

KIVA Loans 

KIVA has funding options for businesses. Click here to learn more. 

Short term commercial loans not based on credit...

If you have submitted an invoice for services and you are waiting to be paid, or if you have a purchase order to fill, but need funding to get started, learn more about WHC’s programs that can help.



Jobs at the Small Business Administration 

The SBA has a variety of temporary jobs to assist with the COVID-19 response. Click here to learn more.  

Jobs in Baltimore

The Mayor’s Office of Employment Development has compiled job openings in the area. Click here to learn more.

Department of Labor

The Department of Labor has compiled some job opportunities. Click here to learn more. 

Miles & Stockbridge Black Business and Startup Initiative (

  • Miles & Stockbridge is offering a new initiative that will provide pro bono legal support to Black owned businesses in a range of areas, including review of corporate and other organization documents, review of commercial contracts, review of leases and lease negotiation support, assistance with web site policies, assistance with legal issues relating to loans and other financing.  
  • To qualify for assistance, businesses must meet the following criteria:
    • 50% of business owners are Black entrepreneurs
    • Fewer than 10 employees
    • Under $500,000 in annual revenue
    • Been in business for less than 5 years
  • To request assistance, businesses should email to request an intake. And for more info visit:

On June 30th, Governor Larry Hogan announced another round of small business support. This additional support is part of a much larger allocation of federal CARES Act resources to support K-12 and higher education, small businesses, nonprofits and eviction prevention.
$50 Million in Additional Assistance for Small Businesses
  • $45 million will be allocated to expand the Maryland Small Business COVID-19 Emergency Relief Grant Fund. This program, which awards grants of up to $10,000 to businesses of 50 or fewer employees, has provided more than $40 million in funds to 4,073 applicants. These additional resources will be used to help pending applicants.
  • $5 million will be allocated to the Maryland Small Business Development Financing Authority to provide financing to businesses owned by economically and socially disadvantaged entrepreneurs. MSBDFA uses include working capital, supplies and materials, machinery and equipment acquisition, land acquisition, or real estate improvements. The application for these funds will be available on or around July 20th.

Small Business Administration (SBA) Coronavirus (COVID-19): Small Business Guidance & Loan resources

The CARES Act established several New Temporary Programs to address the COVID-19 outbreak, Coronavirus Relief Options.

Greater Baltimore Black Chamber of Commerce is a 501(c) 6 and 501(c) 3 non-profit organization. 1325 Bedford Avenue, Suite 5941; Pikesville, MD 21282-7510

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