Mayor Brandon M. Scott Presents Small Business Saturday

November 26, 2022


Mayor Brandon M. Scott Presents 2022 Small Business Saturday on November 26, 2022. Small Business Saturday is a day to celebrate and support small businesses and all they do for their communities. Small businesses need our support now more than ever as they navigate, retool and pivot from the effects of the coronavirus pandemic. Mayor Scott and Alicia Wilson (Vice President of Economic Development, Johns Hopkins University and Johns Hopkins Health System) will visit various local businesses around Baltimore City. Mayor Scott is encouraging Baltimore City residents to shop small and support local businesses from November 26th through December 24th.

The Mayor’s Office of Small, Minority and Women Business and Baltimore Main Streets in collaboration with the Johns Hopkins University and Johns Hopkins Health System Office of Economic Development and Community Partnership are hosting this event to encourage Baltimore City residents to shop small and support local businesses located in Baltimore Main Streets districts.

 Share your experience on social media using the hashtag #BMore2Baltimore.

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Small Biz Bulletin - November 2022

Jimmy Rhee

Message from Special Secretary Rhee

November is a busy month as we celebrate National Veterans Small Business Week (October 31 - November 4) and Veterans Day (November 11). Most of us civilians lack a full understanding of what it means to serve in the military. The commitment, dedication, and fraternity between service members changes these men and women forever. This year, Maryland is joining a national initiative to show our support in a new way. It's called OPERATION GREEN LIGHT. In partnership with the National Association of Counties, the National Association of County Veteran Service Officers, the Maryland Association of Counties and the Maryland Department of Veteran Affairs, government buildings across the country and here in Maryland (including the Governor's Mansion), will be glowing in green lights. The intention is simple: to let our veterans know that they are seen, appreciated, and supported. I invite and encourage our small business community to join in this wonderful project by changing out an external or internal white light bulb to green from November 7 through Veterans Day on November 11. It will be a powerful and uplifting way to demonstrate our respect for these heroes. 

Jimmy Rhee
Special Secretary

VSBE Appreciation Luncheon 2

For Your Information

Veteran Entrepreneur Luncheon Celebration

The Governor's Office of Small, Minority &Women Business Affairs is pleased to host the inaugural Veteran-Owned Small Business Enterprise (VSBE) Appreciation Luncheon on Wednesday, November 9 at 11 am. Our keynote speaker is Linda Singh, PhD., the first African American and first woman adjutant general of the Maryland National Guard. Governor Larry Hogan recently renamed and dedicated a readiness center at the Maryland National Guard Armory in Eldersburg in honor of Retired General Singh. Dr. Singh has over 30 years of leadership experience in the public and private sectors. She became an entrepreneur in 2016, and today is providing leadership and management consulting services as the Founder and Chief Executive Officer of Kaleidoscope Affect, LLC. Maryland Live! Casino & Hotel has generously donated the event space and catering to make this celebration possible. We cordially invite our certified VSBE vendors to attend. Seating is limited and advance registration is required.

VSBE Appreciation Luncheon


10.21.2022 Celebration

Maryland Women's Small Business

Celebration 2022

We joined First Lady Yumi Hogan for the Maryland Women's Small Business Celebration 2022 at Morgan State University several weeks ago. Together, with the Baltimore Metropolitan Women's Business Center, the event drew 100 guests and highlighted the achievements of seven local women entrepreneurs, all of whom received governor's citations. Special thanks to Morgan State University for hosting the event and congratulations to these outstanding women entrepreneurs:

  • Glenna Cush - Cush Creative
  • Danielle Frisby - UnBoxingChange
  • Tiffany Hoang - Cong Cha
  • Velindia Pardo - Equal Access Language Services, LLC
  • Michelle Petties - I Am Brand New Now
  • Aria Sutton - Baily Inspections
  • Nik Sweeney - Amani Nicol Wellness

Maryland Women's Small Business Celebration 2022


Surviving and Thriving!

Melissa Gesslin is the owner of Goosehead Insurance in Salisbury. She opened her business in 2022, just as the world was shutting down due to the pandemic. Instead of giving up, she quickly changed her business model and reached out to Maryland Capital Enterprises for some help. As a result she did not lose a single client. In fact, her company is growing! Melissa's story begins on page 26 of the 2022 Expanding Opportunities magazine. This annual publication features tips from guest columnists, insights on navigating the state procurement arena, and information about programs specifically  designed for small, minority, women, and veteran business owners. It also features inspirational stories from Maryland small business owners. Many thanks to The Daily Record for publishing this valuable small business resource tool for the past 14 years. Flip through the digital edition, and be sure to read Melissa's full story.

2022 Expanding Opportunities Magazine 



Calling Maryland's Small Business Superstars

Every year the U.S. Small Business Administration (SBA) recognizes outstanding small business owners around the country. We know that Maryland's small, minority, women, and veteran entrepreneurs are superstars. If you or someone you know has an inspiring small business success story to tell, submit a nomination for the SBA's 2023 National Small Business Week Awards. The award categories include: Small Business Person, Minority-Owned Small Business, Woman-Owned Small Business, Veteran-Owned Small Business, Family-Owned Small business, and Home-based Small Business. Self-nominations are highly encouraged. Nobody knows your story better! Awards will be presented during the National Small Business Week celebration April 30 through May 6, 2023. Nomination are due by December 8, 2022.

SBA Announces Call for Nominations - 2023 Small Business Awards

Women Veteran Small Business

Small Business Training Webinars

We have two great topics for our Technical Training Classroom in October. We offer two great sessions each month on a variety of topics specifically curated for small, minority, women, and veteran-owned businesses that want to perform in the state contracting arena. The classes are free, you just need to register in advance to receive the participation link.   

If you missed last month's classes, you can download the accompanying slide decks by visiting the Technical Training Classroom page of our website, or check out our YouTube Playlist to view any of the recorded sessions over the past year.

Technical Training Classroom
Technical Training Classroom YouTube Playlist

Register Today

Networking & Training Events

Stay connected to the many opportunities for training, networking, and business development that are taking place across Maryland and on virtual platforms. Here is a highlight of some of the events coming up this month. 

11/02/2022 - Group Training for Potential Government Contractors
11/08/2022 - Let's Talk Tax: Expert Discussion on Small Business Compliance for 2023
11/09/2022 - Veteran Entrepreneur Appreciation Luncheon
11/10/2022 - Hensel Phelps Partner Outreach Event
11/15/2022 - Crafting a Compelling Capability Statement
11/17/2022 - MD's Veteran-Owned Small Business Enterprise (VSBE) Program
11/17/2022 - Contract Administration
11/18/2022 - Developing Financial Projections for Your New Small Business
11/22/2022 - Doing Business with the City of Frederick
11/29/2022 - The Basics of E-Commerce: How to Establish Your Online Presence

Check out the full listing of small business events online at

We Want You

We Want You!

We continually share information curated specifically for small, minority, women, and veteran-owned businesses on our social media platforms. We'll inspire you with our #MotivationMonday series and connect you to a broad range of small business resource organizations. We also share information about loan programs and funding opportunities as well as small business events and training programs. Please join our social media community and follow us on Facebook and Twitter. 


Thanksgiving Gratitude

Maryland is OPEN for Business.
 As a coordinating office for Governor Larry Hogan, the Governor's Office of Small, Minority & Women Business Affairs connects small, minority, women, and veteran-owned businesses to greater economic opportunities. Learn more by visiting our website at and connect with us on Facebook and Twitter @goMDsmallbiz.

Become a USBC Member

Watch Now! USBC 2022 Policy Breakfast During Congressional Black Caucus Week

2022 USBC Policy Breakfast - Congressional Black Caucus Week

On Tuesday, U.S. Black Chambers, Inc. kicked off Congressional Black Caucus week with its annual policy breakfast. The 2022 USBC Policy Brunch was very insightful and informative with special remarks from Congresswoman Stacey Plaskett, Senator Cory Booker, Congressman Emanuel Clever II, and USBC Chairman of the Board Charles O'Neal. 

USBC President & CEO Ron Busby Sr. delivered his President Address on the BLACKprint - a set of principles that guide the organization's policy agenda.

Guests enjoyed conversations on The Future of Digital Currency with Cleve Mesidor and The New Black Commerce moderated by Howard Jean (CEO Black Meta Agency), Erin Cohee (VP Digital Innovation, OneUnited Bank), Courtney Robinson (Global Head of Financial Inclusion & Policy Development Block) and LaKisha Greenwade. 

The event was made possible by sponsors, Block, NCTA, and Caesars. 

Thank you to all of our sponsors and attendees. USBC members can watch the broadcast of the 2022 USBC Policy Breakfast on Friday, October 7 at 1:00 PM EST via USBC Facebook, YouTube, and LinkedIn channels.

U.S. Black Chambers, Inc. | |

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Release Date: August 23, 2022

Release Number: 22-66

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SBA Administrator Guzman Announces Grant Awardees for New Pilot Program to Bolster Cybersecurity Infrastructure for Emerging Small Businesses

SBA Awards Nearly $3M in Grants to Help Arkansas, Maryland, and South Dakota Entrepreneurs Combat Rise in Cyberattacks and Threats

WASHINGTON – Today, Administrator Isabella Casillas Guzman, head of the U.S. Small Business Administration (SBA) and the voice for America’s 33 million small businesses in President Biden’s Cabinet, announced nearly $3 million in new funding for three state delegates to help emerging small businesses develop their cybersecurity infrastructure. Arkansas, Maryland, and South Dakota representatives are receiving grants that will help deliver cybersecurity assistance to nascent and startup business owners as part of the SBA’s Cybersecurity for Small Business Pilot Program.

“Cybersecurity is increasingly critical for small businesses and startups as they face rising challenges and cyber risks that could disrupt their operations. As we seek to build a stronger and more inclusive entrepreneurial ecosystem, we must innovate and provide resources to meet the growing, evolving needs of our diverse small businesses. With this new funding opportunity, the SBA is leveraging the strengths across our state governments, territories, and tribal governments to provide services to help small businesses get cyber ready and, in the process, fortify our nation’s supply chains,” said SBA Administrator Guzman.

Awarded States and Institutions are:

Arkansas – Forge Institute – $999,650.66

Maryland – Department of Commerce – $930,155.00

South Dakota – Dakota State University – $999,933.00

“This pilot program catalyzes our efforts to help small businesses combat cybersecurity threats,” said SBA Associate Administrator for the Office of Entrepreneurial Development Mark Madrid. “These grants empower state governments to innovate, develop new resources, and scale solutions to protect more small businesses from harmful cyberattacks.”

About the Cybersecurity for Small Business Pilot Program

Cyberattacks are a growing threat to small businesses and the U.S. economy. According to the FBI’s Internet Crime Report, the cost of cybercrimes against the small business community reached $2.4 billion in 2021.

Small businesses are attractive targets because they have information that cybercriminals want, and they typically lack the security infrastructure of larger businesses.

According to an SBA survey, 88% of small business owners felt their business was vulnerable to a cyberattack. Yet many businesses can’t afford professional IT solutions, have limited time to devote to cybersecurity, or don’t know where to begin.

The Federal budget for the Cybersecurity for Small Business Pilot Program for 2021-2022 is $3,000,000. SBA awarded three awards, with no single award exceeding $1 million. The period of performance for this award is one-year (12 months).

To learn more about SBA’s programs and services related to cybersecurity, visit

To find additional SBA local resources, visit


About the U.S. Small Business Administration

The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit

CRA Baltimore Coalition Members to Attend

2022 National Black and Latino Economic Summit


CRA Baltimore is a coalition working to localize CRA Investments and hold banks accountable for their CRA work in Baltimore City. We act as a watchdog group committed to ensuring that Baltimore City and all Black and Latino communities receive a fair share of CRA investments from the top banks in the region.

The CRA Baltimore has been holding regular meetings with the following banks: TRUIST, M&T, PNC, Bank of America to discuss goals and benchmarks for lending to Black and Latino Businesses under the leadership of Al Pina. Al passed away suddenly in April. However, he planned this meeting and we in Baltimore have been invited to honor his work and legacy and to continue the work he started. Al planned this summit before he passed.

Click image for info.

USBC Explores International Business Opportunities in Morocco

[July 29, 2022] WASHINGTON – USBC President Ron Busby took a weeklong dive into international business development at the invitation of the Moroccan government and the Moroccan American Network. The multi-city tour coincided with the US-Africa Business Summit in Marrakech, which featured delegates from practically every African nation and many American companies interested in expansion to the African continent.

“Our goal – as always – is increasing business opportunities for Black-owned businesses,” said Busby, “whether those opportunities are across the street or across the ocean. Though doing business internationally is not feasible for every business owner, there are legitimate opportunities across the globe, and it is our responsibility to help position Black businesses for those opportunities.”

The opening session of the US-Africa Business Summit featured a videotaped welcome message from Vice President Kamala Harris, representatives of Moroccan King Mohammad VI, the Corporate Council on Africa and the head of the African Development Bank. Breakout sessions covered agriculture, healthcare, energy, entrepreneurship, transportation, logistics, infrastructure and a wide range of social issues that impact business.

Joined by USBC Board Chairman Charles O’Neal and Elhajjam Mohamed, founder of Moroccan American Network and Morocco Day, Busby opened discussions with foreign service veteran US Consul General Lawrence Randolph. Randolph, a Morehouse College graduate, was upbeat about prospects for business opportunities in Morocco. Senior Commercial Specialist Kenza El Amrani joined in our discussions.

Following opening day activities, the first of a series of meetings and press events with Moroccan government officials began, significantly with Mohcine Jazouli, Minister Delegate for Investments, then a brief meeting with Minister of Economy and Finance Nadia Fettah Alaoui among others. A number of these meetings were widely publicized on Moroccan television, in newspapers and across social media. In fact, our guide for the day, Ahmed Larouz, came home to Marrakech from Amsterdam because he learned the USBC would be in attendance!

The next day was huge! The USBC was hosted by the Prime Minister, His Excellency Aziz Ahhannouch for a wide-ranging discussion of opportunities, the planned 2023 Morocco Day and an exchange of proclamations cementing relations between Morocco and the USBC. This was a significant Black History moment!

From Casablanca to Rabat to Marrakech and on to Agadir for the final day of meetings with Souss Massa (region) chamber of commerce president Said Dor and a formal meeting with Karim Achengli, president of the Souss Massa Regional Council. Agadir, coastal resort city and home of Prime Minister Akhannouch, will be the host city for Morocco Day 2023.

“We are optimistic for the future of business opportunities for USBC members who desire to do business on the African continent,” Busby said. “Morocco is a financial giant on the continent with strong banking ties to 39 nations and is considered to be the Gateway to Africa. We are working hard to ensure that Morocco is the gateway for America’s Black-owned businesses to access opportunities in Africa.”


About the U.S. Black Chambers, Inc.

The U.S. Black Chambers (USBC) is the voice of Black business owners and a top advocate for resources and policies that impact Black business owners. To learn more visit:

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GBBCC Participates in Roundtable with SBA USBC in March

Leaving the Black Business Footprint at the DC Capital - USBC National Conference, July 15, 2022,

(left to right):  Alicea Gay, the Voice USBC's ByBlack Initiative, Debra Keller-Greene, GBBCC Board Chair, and USBC's VP Alisa Joseph.  

From the USBC:

Senate Confirms Judge Ketanji Brown Jackson to Supreme Court in Historic Vote


[April 8, 2022] Washington, D.C. - Today, U.S. Black Chambers, Inc. (USBC) applauds the Senate on confirming Judge Ketanji Brown Jackson to the Supreme Court in a historic vote today. Judge Jackson is the first African American woman confirmed to the highest court in the land by the U.S. Senate. 


Judge Ketanji Brown Jackson received a standing ovation from her supporters in the Senate with Vice President Kamala Harris, presiding over the monumental confirmation, with a 53-47 bipartisan vote.


"Judge Ketanji Brown Jackson's confirmation is a historic moment for this country," said Ron Busby, Sr., President & CEO of USBC. "As a trailblazer and the first Black woman to serve on the Supreme Court, I am confident she will bring sound judgment and make tough decisions to advance our nation's principles of equality and justice."

Photo: This morning, Ron Busby Sr., USBC President & CEO, attended a special swearing in ceremony of Judge Brown Jackson into the U.S. Supreme Court - a historic moment in history! Follow us on social media to view more.

The USBC is proud to have joined other organizations in supporting her nomination and confirmation. Today’s vote represents a significant step forward for diversity in the courtroom, and underscores the importance of our work to ensure diverse representation at all levels of government, corporate America and entrepreneurship.


We thank President Joe Biden for nominating Judge Ketanji Brown Jackson and congratulate her on this lifetime appointment.

u s small business administration



Release Date: March 1, 2022

Release Number: 22-15

Media Contact:
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Statement by SBA Administrator Guzman on President Biden’s State of the Union Address

WASHINGTON –  Administrator Isabella Casillas Guzman, head of the U.S. Small Business Administration (SBA) and the voice for America’s 32.5 million small businesses in President Biden’s Cabinet issued today the following statement after President Joseph R. Biden’s State of the Union address:

“Tonight, President Biden delivered a bold vision to the American people of an economy centered around families, workers, and small businesses. Our Union is strong and growing even in the face of major challenges, thanks to the hard work of the American people and significant policy achievements in the first year of the Biden-Harris Administration. Thanks to President Biden’s American Rescue Plan and a successful vaccination program, entrepreneurship has rebounded and is on the rise, and our economy is growing at the fastest pace in nearly 40 years. More Americans are opening new businesses – more than 5.4 million last year alone – and our Main Streets and industrial and manufacturing centers are open and flourishing. And as a result of the Infrastructure Investment and Jobs Act, small businesses will soon have access to new contracting opportunities to help rebuild our nation’s roads and bridges, enabling us to move goods faster to market and strengthen our supply chains.

“While the historic economic progress made is evident, the President has laid out a plan to continue rebuilding our economy towards resilience and sustainability and lowering costs for American families and small businesses. I look forward to working with President Biden and the entire Administration to continue promoting policies that will help small businesses thrive, strengthen our supply chains, and eliminate barriers to good-paying jobs for American workers. We must promote fair competition that will give small business owners opportunities to compete with larger companies for business both here in America and with consumers across the world.

“The future for American small businesses looks bright and at the SBA we’ll continue to work to help entrepreneurs to face down market challenges and to access the capital and resources they need to start, grow, and thrive.”


About the U.S. Small Business Administration

The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit

Maryland State Directory of New Hire


Report new hires

Employers must re-report returning employees as new hires.

All new and returning employees must be reported within 20 days of hire or returning to work.

New hire reporting helps children and families get the child support they need. 
It also helps detect fraud in the unemployment system. 

Reporting new hires online has many benefits:

  • Fast and secure online entry or upload
  • Reports are more accurate, reducing the need to resend reports later

  • It's FREE! No more paper, postage or other material costs!

The Maryland State Directory of New Hire is available to take your new hire reports via our website
Phone: (888) 634-4737 | Fax: (888) 657-3534


State of Maryland Financial Resources & Services 

Department of Human Services Resources & Financial Assistance


The Maryland Department of Human Services (DHS) is the state’s primary social service provider. Our mission is to aggressively pursue opportunities to assist people in economic need, provide prevention services, and protect vulnerable children and adults.

DHSs website,, hosts a wealth of information about the agency’s many services and programs, as well as additional resources, for Maryland families and individuals in need of assistance:

• DHS offers several financial assistance options to support individuals and families experiencing trying times. If eligible, you can receive cash assistance for rent, utilities, and many other emergency financial burdens.

• You do not have to weather the tough times alone. DHS services include, financial, medical, and more. Learn more at

• The Department of Human Services is providing updated information to Marylanders regarding our services, operations, and other important resources during the COVID-19 pandemic. Stay informed by visiting our Coronavirus Covid-19 Resources web page at

myDHR/myMDTHINK Consumer Portal

Marylanders can get information, apply for DHS programs and services, and check the status of applications online at

SupplementalNutrition Assistance Program (SNAP) The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, helps low-income households buy healthy food. Click here to download the Income Guidelines. Apply online: Go to who have little or no money may qualify for SNAP benefits right away.
TemporaryCash Assistance (TCA) TCA provides temporary cash assistance to families with dependent children. TCA also prepares participants for independence through work programs. Click here to download the Income Guidelines. Apply online: Go to to file your application.
Officof Home Energy Assistance Programs (OHEP) OHEP offers help to Marylanders who are facing potential energy shut-offs or having difficulty paying their energy bills. You do not need a turn-off notice to qualify for assistance; eligibility for energy assistance is based on your income. Please also contact your Local Home Energy Program Office at  to speak to a dedicated OHEP specialist who will guide you through all your options for energy assistance. Learn more about energy assistance at
Emergency Cash Assistance to Families with Children (EAFC) EAFC provides cash assistance to families who have at least one child under the age of 21 living with them, and need emergency paying rent, utilities, or other urgent bills. Apply online: Go to to file your application.

 Full PDF Download: State of Maryland Resources.pdf

Baltimore City Procurement Database- Interested in doing business in Baltimore? Click here to learn how you can be a city contractor. 

Anne Arundel County Procurement Database- Anne Arundel County has their new contractor database up and running. This database will be a resource to all the agencies when looking for small businesses for procurement opportunities. The Anne Arundel County eProcurement system will be known as P.O.R.T. (Procurement Operations Resource Technology). Click here to learn more. 

State of Maryland Procurement Database- EMMA is the new E Maryland Marketplace Advantage website for procurement opportunities. You can see contract opportunities and contact instructions to help you get connected to the right people. Click here to learn more

MDOT Certification- Ever consider doing business with the State of Maryland? If you have plans to grow, the certification process could open up new opportunities for new revenue. Click here to learn more.

Baltimore Demographics- Ever wonder where to find info on demographics in Baltimore? Click here to see this summary by the Census Bureau.

Maryland Wealth- Interested in seeing stats on Maryland's wealth and its tax revenue for each city and county? Click here to view the report from the Department of Legislative Services Office of Policy Analysis.

Connect with City Leadership- Want to attend a Board of Estimates meeting or Baltimore City Council meeting to hear from our elected officials? Check out the schedule at:

U.S. Economy- Interested in how the U.S. economy is doing? Here is the most current information from the U.S. Bureau of Economic Analysis:

Maryland Sick and Safe Leave Information
-by Janice Walker-Emeogo

The law states that leave accrues at the rate of one hour for every thirty hours that an employee works. An employee is not entitled to accrue sick and safe leave during (1) a 2 week pay period in which the employee worked fewer than 24 total hours; (2) a 1 week pay period if the employee worked fewer than a combined total of 24 hours in the current and immediately preceding pay period; or (3) a pay period in which the employee is paid twice per month and worked fewer than 26 hours in the pay period. The leave hours provided for under the law are the minimum number of hours an employee is entitled to earn and accrue. An employer may provide more leave for its employees.

Greater Baltimore Black Chamber of Commerce is a 501(c) 6 and 501(c) 3 non-profit organization. 1325 Bedford Avenue, Suite 5941; Pikesville, MD 21282-7510

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