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Small Biz Bulletin

June 2, 2021

Jimmy Rhee

Message from Special Secretary Rhee

As Maryland surpasses 6 million COVID vaccinations, I am grateful for the leadership of Governor Larry Hogan. His goal of vaccinating 70% of adults statewide by Memorial Day has been achieved. Maryland's position as a national leader is undeniable thanks to his steadfast and focused effort. In collaboration with the Vaccine Equity Task Force, we have held more than 500 clinics and are reaching underserved Marylanders across the state. Governor Hogan created the task force to enhance vaccine distribution and outreach efforts in communities disproportionately affected by COVID-19. They used a data-driven operational plan and partnered with community leaders to hold clinics where they are needed the most. Through these efforts, Maryland's vaccine equity efforts have been recognized by the New England Journal of Medicine, and according to Bloomberg, we are one of only five states to vaccinate at least 40% of our Black and Hispanic populations. I send my sincere appreciation to all the community leaders and health care works who are making it possible to leave no arm behind across all our of our diverse communities. 

Jimmy Rhee
Special Secretary

For Your Business

Online Training

eMMA Training Announcement

Understanding the technology Maryland government units use is key to becoming a successful contractor. Our public bid board system and vendor platform is called eMaryland Marketplace Advantage (eMMA). The system was launched in 2019 and is continuing to evolve into a full procure-to-pay tool. The Office of State Procurement has created a new, centralized location for instructional videos to assist the vendor community in learning how to navigate eMMA efficiently and effectively. Check it out! 

eMMA Vendor Training Channel

 

PSIP Logo

Private Sector Integration Program

How resilient is your small business? Getting back to business after a disaster depends heavily on the preparedness planning you do today. The Maryland Emergency Management Agency (MEMA) is committed to incorporating the private sector into the emergency management framework by increasing the information sharing between the private and public sectors, and providing a voice to the business community during emergencies. ​MEMA built the Private Sector Integration Program (PSIP) to effectuate this goal. The PSIP includes a Business Operations Center (BOC) housed within the State Emergency Operations Center to better facilitate communication, situational awareness, and information sharing. Businesses of all sizes are encouraged to join the PSIP. Members receive preparedness resources, up-to-date emergency alerts, access to the BOC during activations, training and exercising opportunities, and more. Use the link below to learn more and join. 

Private Sector Integration Program

For Your Information

TTC 2020 Classroom

Technical Training Classroom

Our schedule of Technical Training Classroom webinars for the remainder of 2021 has been released. Like many small businesses, we had to make a pivot during the pandemic, and moved our in-person training program to a virtual platform. The response has been overwhelmingly positive and we are now reaching two and three times the audience we could accommodate at live events. The 14 upcoming sessions, offered at no cost to small business owners and entrepreneurs, cover a broad range of topics. Instructors are subject-matter-experts from state agencies and small business resource organizations, as well as small business owners. The 2-hour classes help entrepreneurs compete with confidence in both the public and private sectors. Registration is now open for our classes upcoming classes on June 22nd:  

Technical Training Classroom Schedule

RegisterNowGold

Mark Your Calendar

Stay connected to the many opportunities for training, networking, and business development taking place across Maryland and on virtual platforms. Here is a highlight of some of the events coming up this month. 

06/04/2021 - Partnering with Maryland's 75 Federal Research Labs
06/07/2021 - Revenue Resources for Restaurants
06/09/2021 - Financial & Resource Roundtable
06/16/2021 - How to Build Lasting Customer Relationships Using Emails
06/17/2021 - Employment Law 101 for Small Businesses
06/30/2021 - Business-to-Business Matchmaking Event


Check out our full listing of small business events
online at goMDsmallbiz.maryland.gov.

Follow Us

 

We Want You

We continually share information curated specifically for small, minority, women, and veteran-owned businesses on our social media platforms. We'll inspire you with our #MotivationMonday series and connect you to a broad range of small business resource organizations. We also share information about loan programs and funding opportunities as well as small business events and training programs. Please follow us on Facebook and Twitter. 

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GoVAX

Maryland is OPEN for Business. As a coordinating office for Governor Larry Hogan, the Governor's Office of Small, Minority & Women Business Affairs connects small businesses, including those owned by minorities, women, and veterans to greater economic opportunities.  Learn more by visiting our website at goMDsmallbiz.maryland.gov and connect with us on Facebook and Twitter @goMDsmallbiz.


CRA Town Hall Meeting - 14 April 2021

Maryland State Directory of New Hire


REPORTING ONLINE HELPS EVERYONE!

Report new hires

Employers must re-report returning employees as new hires.

All new and returning employees must be reported within 20 days of hire or returning to work.


New hire reporting helps children and families get the child support they need. 
It also helps detect fraud in the unemployment system. 

Reporting new hires online has many benefits:

  • Fast and secure online entry or upload
     
  • Reports are more accurate, reducing the need to resend reports later

     
  • It's FREE! No more paper, postage or other material costs!



The Maryland State Directory of New Hire is available to take your new hire reports via our website MD-newhire.com



www.mdnewhire.com
Phone: (888) 634-4737 | Fax: (888) 657-3534

 

u s small business administration
Baltimore Emerging Leaders 2021

HomeLight, a prop-tech company revolutionizing the real estate industry, is proud to announce their partnership with the National Association of Real Estate Brokers, the largest and oldest minority professional real estate trade association in the United States. Through this partnership, they’ve created their very own Black Real Estate Agent Program, which focuses on providing financial and career support for aspiring Black real estate agents between the ages of18 and 25. The program’s goal is to increase the number of top-producing Black real estate agents by eliminating barriers to entering the field! 

We encourage members to spread the word about the program and application to aspiring agents in your communities. If you’re interested in learning more, you can find additional information here: https://www.homelight.com/black-agent-program

State of Maryland Financial Resources & Services 

Department of Human Services Resources & Financial Assistance

dhs.maryland.gov

DHSWebsite

The Maryland Department of Human Services (DHS) is the state’s primary social service provider. Our mission is to aggressively pursue opportunities to assist people in economic need, provide prevention services, and protect vulnerable children and adults.

DHSs website, https://dhs.maryland.gov/, hosts a wealth of information about the agency’s many services and programs, as well as additional resources, for Maryland families and individuals in need of assistance:

• DHS offers several financial assistance options to support individuals and families experiencing trying times. If eligible, you can receive cash assistance for rent, utilities, and many other emergency financial burdens.

https://dhs.maryland.gov/category/financial-assistance/.

• You do not have to weather the tough times alone. DHS services include, financial, medical, and more. Learn more at  https://dhs.maryland.gov/weathering-tough-times/.

• The Department of Human Services is providing updated information to Marylanders regarding our services, operations, and other important resources during the COVID-19 pandemic. Stay informed by visiting our Coronavirus Covid-19 Resources web page at https://dhs.maryland.gov/coronavirus-covid-19-resources/.

myDHR/myMDTHINK Consumer Portal

Marylanders can get information, apply for DHS programs and services, and check the status of applications online at  mydhrbenefits.dhr.state.md.us/dashboardClient/#/home

SupplementalNutrition Assistance Program (SNAP) The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, helps low-income households buy healthy food. Click here to download the Income Guidelines. Apply online: Go to https://mydhrbenefits.dhr.state.md.usPeople who have little or no money may qualify for SNAP benefits right away.
TemporaryCash Assistance (TCA) TCA provides temporary cash assistance to families with dependent children. TCA also prepares participants for independence through work programs. Click here to download the Income Guidelines. Apply online: Go to https://mydhrbenefits.dhr.state.md.us/ to file your application.
Officof Home Energy Assistance Programs (OHEP) OHEP offers help to Marylanders who are facing potential energy shut-offs or having difficulty paying their energy bills. You do not need a turn-off notice to qualify for assistance; eligibility for energy assistance is based on your income. Please also contact your Local Home Energy Program Office at https://dhs.maryland.gov/office-of-home-energy-programs/local-home-energy-program-office/  to speak to a dedicated OHEP specialist who will guide you through all your options for energy assistance. Learn more about energy assistance at  https://dhs.maryland.gov/office-of-home-energy-programs/
Emergency Cash Assistance to Families with Children (EAFC) EAFC provides cash assistance to families who have at least one child under the age of 21 living with them, and need emergency paying rent, utilities, or other urgent bills. Apply online: Go to https://mydhrbenefits.dhr.state.md.us/ to file your application.

 Full PDF Download: State of Maryland Resources.pdf

Has Your Business Been Impacted by COVID-19?

OUR PURPOSE


Women’s Business Centers (WBCs) provides COVID-19 impacted businesses with resources to provide educationtraining, and business advising to small businesses that have experienced supply chain disruptionsstaffing challengesa decrease in gross receipts or customers, or a closure as a result of COVID-19. 

Sign up Today for a FREE Business Advisor


The Baltimore Metropolitan Womens Business Center provides business advisory services for businesses located in Baltimore City, Baltimore, Howard, Frederick, Carroll, and Harford counties.


Our Business Advisors specialize in Branding, Digital Marketing, Business Development, Talent Management (Human Resources/Hiring), Sales and Minority Business Certification/Business Licenses.

  1. Visit the Baltimore Metropoliltan Womens Business Center website - Click Here
  2. Click on the ADVISORY SERVICES Link
  3. Click on the GET STARTED link and you will be directed to the sign up page to register for a business advisor.

Follow the Baltimore Metropolitan Womens Business Center on Facebook and Instagram for business events and business resources.

Facebook ‌ Instagram ‌

ABOUT US

About the Host Organization 

Morgan State University (MSU) is the premier public urban research university in Maryland known for its excellence in teaching, intensive research, effective public service, and community engagement. Morgan prepares diverse and competitive graduates for success in a global, interdependent society.

The Earl G. Graves School of Business and Management (GSBM), which began as Morgan’s Department of Commerce in 1944 is celebrating its 45th anniversary. All programs (undergrad, Masters and Ph.D.) in the GSBM are accredited by the Association to Advance Collegiate Schools of Business (AAACSB) International. The GSBM has more than fifty full-time faculty and an enrollment of approximately 1,500 graduate and undergraduate students. GSBM offers bachelor’s degrees in: Accounting, Business Administration, Entrepreneurship, Finance, Hospitality Management, Human Resources Management, Information Systems and Sciences, Marketing and Supply Chain Management; master’s degrees in Business Administration, Project Management, Public Accountancy, Hospitality Management, Business Administration On-line and Project Management On-line; and doctorate degrees in Business Administration, Marketing, Information Systems, and Accounting.


The Entrepreneurial Development & Assistance Center (EDAC) with the main focus of connecting budding and existing entrepreneurs to resources for venture management and growth. Founded in 1992, EDAC has a long and impressive history of providing a continuum of technical assistance and other support services primarily to underrepresented communities. EDAC has been supported by USDE Title III funds, banks and other private sources as well as program income from activities and mentor-protégé fees.

Women’s Business Ownership CARES ACT

The purpose of this Funding Opportunity Announcement (FOA) is to provide Women’s Business Centers (WBCs) that are currently in SBA’s WBC Program with resources to provide education, training, and business advising to small businesses that have experienced supply chain disruptions, staffing challenges, a decrease in gross receipts or customers, or a closure as a result of COVID-19. Through the Baltimore Metropolitan Women Business Center, funding has been provided to engage business advisors to work with socially and economically disadvantaged women business owners who have been impacted by COVID-19.  


About the Women Business Center 

The Women’s Business Centers (WBC) program has grown and evolved to provide a variety of services to many entrepreneurs ranging from those interested in starting businesses to those looking to expand an existing business.

The U.S. Small Business Administration (SBA), through the Office of Women’s Business Ownership (OWBO), is responsible for the general management and oversight of the WBC program. The SBA issues an annual cooperative agreement to recipient organizations for the delivery of assistance to individuals and small businesses. The WBC program acts as a catalyst for providing in-depth, substantive, outcome-oriented business services, including training, counseling, and technical assistance, to women entrepreneurs and both nascent and established businesses, a representative number of whom are socially and economically disadvantaged. By providing training and counseling on a wide variety of topics through WBCs, the SBA meets the needs of the individual client in the local marketplace. 


SBA’s participation is not an endorsement of the views, opinions, products or services of any cosponsor or other person or entity. All SBA programs or cosponsored programs are extended to the public on a nondiscriminatory basis. Reasonable arrangements for persons with disabilities will be made, if requested at least 2 weeks in advance. Contact Yvette Racks at 443.885.3663. Grants #SBAHQ20W0001 and SBAHQ20C0172

Miles & Stockbridge Black Business and Startup Initiative (https://www.mslaw.com/black-business-start-up-initiative)

  • Miles & Stockbridge is offering a new initiative that will provide pro bono legal support to Black owned businesses in a range of areas, including review of corporate and other organization documents, review of commercial contracts, review of leases and lease negotiation support, assistance with web site policies, assistance with legal issues relating to loans and other financing.  
  • To qualify for assistance, businesses must meet the following criteria:
    • 50% of business owners are Black entrepreneurs
    • Fewer than 10 employees
    • Under $500,000 in annual revenue
    • Been in business for less than 5 years
  • To request assistance, businesses should email MilesBBI@mslaw.com to request an intake. And for more info visit:
    https://www.mslaw.com/black-business-start-up-initiative

Baltimore City Procurement Database- Interested in doing business in Baltimore? Click here to learn how you can be a city contractor. 


Anne Arundel County Procurement Database- Anne Arundel County has their new contractor database up and running. This database will be a resource to all the agencies when looking for small businesses for procurement opportunities. The Anne Arundel County eProcurement system will be known as P.O.R.T. (Procurement Operations Resource Technology). Click here to learn more. 


State of Maryland Procurement Database- EMMA is the new E Maryland Marketplace Advantage website for procurement opportunities. You can see contract opportunities and contact instructions to help you get connected to the right people. Click here to learn more


MDOT Certification- Ever consider doing business with the State of Maryland? If you have plans to grow, the certification process could open up new opportunities for new revenue. Click here to learn more.


Baltimore Demographics- Ever wonder where to find info on demographics in Baltimore? Click here to see this summary by the Census Bureau.


Maryland Wealth- Interested in seeing stats on Maryland's wealth and its tax revenue for each city and county? Click here to view the report from the Department of Legislative Services Office of Policy Analysis.


Connect with City Leadership- Want to attend a Board of Estimates meeting or Baltimore City Council meeting to hear from our elected officials? Check out the schedule at: http://www.baltimorecitycouncil.com/complete-calendar


U.S. Economy- Interested in how the U.S. economy is doing? Here is the most current information from the U.S. Bureau of Economic Analysis: https://www.bea.gov/news/glance

LOANS AND GRANTS


Department of Treasury

Read more about the current process for qualifying for loans and grants from the Federal programs.


KIVA Loans 

KIVA has funding options for businesses. Click here to learn more. 


Short term commercial loans not based on credit...

If you have submitted an invoice for services and you are waiting to be paid, or if you have a purchase order to fill, but need funding to get started, learn more about WHC’s programs that can help.

 

JOBS


Jobs at the Small Business Administration 

The SBA has a variety of temporary jobs to assist with the COVID-19 response. Click here to learn more.  


Jobs in Baltimore

The Mayor’s Office of Employment Development has compiled job openings in the area. Click here to learn more.


Department of Labor

The Department of Labor has compiled some job opportunities. Click here to learn more. 


April 2020

The Business Break

Your small business matters

We understand there’s a lot facing your business during this challenging time. That’s why The Business Break offers tips on things that can help you stay in contact with your clients and keep moving your business forward. Scroll down to review our helpful resources:

Tech: There’s a lot to choose from when it comes to business technology – what’s right for you?
Social media: 10 tips on using social media to help promote your business.
Coronavirus: Learn about actions you can take to manage risk and sustain your business through the crisis.
Tech

Tools for managing your small business

From technology that helps protect vital business systems to tools that automate processes so you’re more efficient – it’s about finding the right fit for you. Get started now with this quick article.

Don’t miss these insights
Payroll - Business Break

10 tips on using social media to help promote your business

Right now, you still have to be able to conduct business without face-to-face interactions. When it comes to social media, it’s more important than ever to have a plan in place and make it work.

Learn more now
 

Starting a new business? Looking to grow?
We can get you on the right path. Check out our Learning & Insights resource center!

Maryland Sick and Safe Leave Information
-by Janice Walker-Emeogo

The law states that leave accrues at the rate of one hour for every thirty hours that an employee works. An employee is not entitled to accrue sick and safe leave during (1) a 2 week pay period in which the employee worked fewer than 24 total hours; (2) a 1 week pay period if the employee worked fewer than a combined total of 24 hours in the current and immediately preceding pay period; or (3) a pay period in which the employee is paid twice per month and worked fewer than 26 hours in the pay period. The leave hours provided for under the law are the minimum number of hours an employee is entitled to earn and accrue. An employer may provide more leave for its employees.

The Opportunity Zone program is a nationwide initia​tive ​administered by the U.S. Treasury created under the 2017 Tax Cuts and Job​s Act. The program provides federal tax incentives for investment in distressed communities over the next 10 years. Areas designated as Opportunity Zones will be able to reap the benefits of capital gains to help redevelop underserved communities.

Visit the website here
to learn more: 
https://dhcd.maryland.gov/Pages/OpportunityZones.aspx


The GBBCC Business Development Committee is following the progress of this initiative to ensure black-owned businesses are engaged in this economic development initiative.  Please review the information below, and if you have any questions about opportunities in any of the Greater Baltimore Regions (Baltimore City, Baltimore, Anne Arundel, Howard and Harford Counties), please send your questions to:  gbbchamber@gmail.com

The Opportunity Zone program is a nationwide initiative created under the 2017 Tax Cuts and Jobs Act and administered by the U.S. Department of Treasury. The program provides federal tax incentives for investment in distressed communities over the next 10 years. Areas designated as Opportunity Zones will be able to reap the benefits of capital gains to help redevelop underserved communities.

Of the 149 Census Tracts in Maryland designated as Opportunity Zones by the U.S. Treasury, 42 are in Baltimore City. For a list of Census Tracts in Baltimore City designated as Opportunity Zones, please click here. For a map of Opportunity Zones in Baltimore City, please click here.

For a map of all 149 Opportunity Zones, please visit http://dhcd.maryland.gov/Pages/OpportunityZones.aspx.

For more information about Opportunity Zones, please visit Economic Innovation Group or the U.S. Treasury at https://www.cdfifund.gov/Pages/Opportunity-Zones.aspx.


Greater Baltimore Black Chamber of Commerce is a 501(c) 6 and 501(c) 3 non-profit organization. 1325 Bedford Avenue, Suite 5941; Pikesville, MD 21282

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